Sun Life Asset Management Company manages the family of Prosperity Funds for its shareholders. It is wholly-owned by Sun Life Financial, a leading financial services organization, that provides diversified range of wealth accumulation, wealth management and protection products for individuals and corporations around the globe.

Founded in Canada in 1871, Sun Life Financial ranks among the largest insurance companies and asset managers in the world. It has assets under administration in excess of CDN $ 320 billion*, and high credit ratings in the financial sector of North America.* The company has spread its reach to countries such as the Philippines, United States, United Kingdom, India, Hong Kong, and Chile.

Sun Life Prosperity Funds are the first "family of mutual funds" to be launched in the Philippines. The funds suit investors that need long-term capital growth, preservation of capital and added-income. Moreover, the family of funds provide a lifetime of investment flexibility where investors may choose to transfer their money from one fund to another as their needs dictate.

Global Expertise

Sun Life Financial ranks among the largest global insurance and wealth management organizations with assets under management of more the CDN $ 320 billion*, and credit ratings that place it at the top of the financial services sector in North America. With major operations in Asia, Canada, the United Kingdom and the United States for over a century, and businesses and offices in 21 key markets throughout the world, Sun Life Financial is a global force in financial services.

Responsiveness To Client Needs

Sun Life Prosperity Funds representatives use a tool, the Client Profile Questionnaire, which assesses an individual's investment characteristics and preferences. It measures an investor's sensitivity to risk, investment time frame, stage of life, financial situation, priorities and goals. This questionnaire is a prerequisite to investing in the Funds, and is used by mutual fund representatives to help investors choose the Funds that would best suit their needs.

Sales Load Options

While other mutual funds in the Philippines require the investor to pay a sales charge (upon purchase of shares) and an exit fee (upon redemption), Sun Life Prosperity Funds charge investors only once for sales loads. Moreover, it is the first family of mutual funds in the country that gives investors a choice between paying the sales charge upon purchase of shares (front-end sales load) or upon redemption of shares (back-end sales load). The front-end sales load ranges from 0-5%, depending on the amount of money being invested. The back-end sales load, on the other hand, is decreasing on an annual basis. This means that the longer the client remains invested in the fund, the less sales charge he will have to pay. If he retains his money with the fund for more than 7 years, he or she can avoid paying a sales charge altogether.

Sun Life Prosperity Bond Fund

Sun Life Prosperity Bond Fund is recommended for conservative investors. The fund is designed to generate regular income and capital preservation through placements in government and high-quality corporate debt issues classified as below average risk. Risk factors associated with bond funds include the rise and fall of interest rates due to market conditions. If interest rates fall, bonds generally rise in value. On the other hand, if rates rise, bonds generally fall in value. The effect is much more evident on long-term bonds than on short-term bonds.

Sun Life Prosperity Balanced Fund

Sun Life Prosperity Balanced Fund is for investors who prefer a mixture of income and capital appreciation. This fund provides current income and capital growth by allocating investments across several kinds of assets such as stocks, bonds, and the money market. Stocks provide capital growth potential, while cash and bonds offer stability and income. This way, the client has more protection than if he were to invest solely in bonds or equities.

Sun Life Prosperity Philippine Equity Fund

Sun Life Prosperity Philippine Equity Fund answers clients' desire for long-term growth potential. This fund seeks to produce long-term capital appreciation through investments in high-quality stocks that are diversified across sectors. The funds are placed in high-quality Philippine equities, with the option of investing in fixed-income securities that fund managers deem appropriate. The risk inherent in an equity fund is connected with the volatility of the Philippine stock market, and changes in the prices of stocks may vary substantially over the short term. History shows, however, that returns in the stock market consistently outpace the effects of inflation.